/* =========================================================
   MS INSURANCE
   PREMIUM INSURANCE WEBSITE CSS
   FULL RESPONSIVE VERSION
   ========================================================= */

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --blue: #063b78;
    --blue-dark: #022b59;
    --blue-light: #0b5baa;
    --gold: #d6a62c;
    --gold-light: #f3d477;
    --white: #ffffff;
    --light: #f5f8fc;
    --text: #25344a;
    --muted: #69788d;
    --border: #e2e8f0;
    --shadow: 0 12px 35px rgba(5, 40, 80, 0.10);
    --radius: 8px;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: Arial, Helvetica, sans-serif;
    color: var(--text);
    background: var(--white);
    line-height: 1.6;
    overflow-x: hidden;
}

img {
    max-width: 100%;
    display: block;
}

a {
    color: inherit;
    text-decoration: none;
}

button,
input,
textarea,
select {
    font: inherit;
}

button {
    cursor: pointer;
}

.container {
    width: min(1180px, calc(100% - 40px));
    margin: auto;
}

/* =========================================================
   TOP STRIP
   ========================================================= */

.top-strip {
    background: #032d5d;
    color: #dce8f5;
    font-size: 13px;
}

.top-strip-inner {
    min-height: 38px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
}

.top-left,
.top-right {
    display: flex;
    align-items: center;
    gap: 22px;
}

.top-strip span {
    display: inline-flex;
    align-items: center;
    gap: 7px;
}

.top-strip i {
    color: var(--gold-light);
}

.language-switch {
    display: flex;
    align-items: center;
    gap: 7px;
}

.language-btn {
    border: 0;
    background: transparent;
    color: #dce8f5;
    font-size: 12px;
    padding: 3px 5px;
}

.language-btn.active {
    color: var(--gold-light);
    font-weight: 700;
}

/* =========================================================
   MAIN HEADER
   ========================================================= */

.main-header {
    background: var(--white);
    position: sticky;
    top: 0;
    z-index: 1000;
    box-shadow: 0 2px 14px rgba(0, 0, 0, 0.08);
}

.header-inner {
    min-height: 82px;
    display: flex;
    align-items: center;
    gap: 28px;
}

/* BRAND */

.brand {
    display: flex;
    align-items: center;
    gap: 10px;
    flex-shrink: 0;
}

.lic-logo {
    width: 75px;
    height: 58px;
    flex-shrink: 0;
    display: flex;
    align-items: center;
    justify-content: center;
}

.lic-logo img {
    width: 75px;
    height: 58px;
    object-fit: contain;
}

.brand-mark {
    width: 48px;
    height: 48px;
    flex-shrink: 0;
    border-radius: 50%;
    display: grid;
    place-items: center;
    background: #063b78;
    color: #fff;
    font-size: 16px;
    font-weight: 800;
    border: 3px solid #d6a62c;
}

.brand-text strong {
    display: block;
    color: #063b78;
    font-size: 20px;
    font-weight: 800;
    white-space: nowrap;
}

.brand-text small {
    display: block;
    color: #69788d;
    font-size: 10px;
}

/* SEARCH */

.header-search {
    flex: 1;
    max-width: 510px;
    height: 44px;
    display: flex;
    align-items: center;
    border: 1px solid #d6deea;
    border-radius: 4px;
    overflow: hidden;
    background: #fff;
    min-width: 0;
}

.header-search > i {
    color: #718096;
    margin-left: 14px;
}

.header-search input {
    flex: 1;
    min-width: 0;
    border: 0;
    outline: 0;
    padding: 0 13px;
    color: var(--text);
}

.header-search button {
    height: 100%;
    flex-shrink: 0;
    border: 0;
    padding: 0 19px;
    color: #fff;
    background: var(--blue);
    font-size: 12px;
    font-weight: 700;
}

.header-search button:hover {
    background: var(--blue-light);
}

/* CONTACT */

.header-contact {
    margin-left: auto;
    display: flex;
    align-items: center;
    gap: 10px;
    flex-shrink: 0;
}

.header-contact-icon {
    width: 43px;
    height: 43px;
    border-radius: 50%;
    display: grid;
    place-items: center;
    background: #edf4fb;
    color: var(--blue);
}

.header-contact small {
    display: block;
    color: var(--muted);
    font-size: 11px;
}

.header-contact strong {
    display: block;
    color: var(--blue);
    font-size: 15px;
}

/* MOBILE BUTTON */

.mobile-menu-btn {
    display: none;
    width: 42px;
    height: 42px;
    border: 0;
    background: var(--blue);
    color: #fff;
    border-radius: 4px;
    flex-shrink: 0;
}

/* =========================================================
   NAVIGATION
   ========================================================= */

.main-nav {
    background: var(--blue);
}

.nav-menu {
    min-height: 50px;
    display: flex;
    align-items: stretch;
    list-style: none;
}

.nav-menu > li {
    position: relative;
}

.nav-menu > li > a {
    height: 50px;
    padding: 0 19px;
    display: flex;
    align-items: center;
    gap: 7px;
    color: #fff;
    font-size: 14px;
    font-weight: 600;
    transition: 0.2s ease;
}

.nav-menu > li > a:hover,
.nav-menu > li > a.active {
    background: #0b569b;
}

.nav-menu > li > a i {
    font-size: 10px;
}

.nav-highlight {
    margin-left: auto;
}

.nav-highlight a {
    background: var(--gold) !important;
    color: #13243a !important;
}

.nav-highlight a:hover {
    background: #e5b63b !important;
}

/* DROPDOWN */

.dropdown-menu {
    position: absolute;
    left: 0;
    top: 50px;
    width: 225px;
    background: #fff;
    list-style: none;
    box-shadow: 0 15px 35px rgba(0, 0, 0, 0.15);
    border-top: 3px solid var(--gold);
    opacity: 0;
    visibility: hidden;
    transform: translateY(8px);
    transition: 0.2s ease;
    z-index: 1001;
}

.nav-dropdown:hover .dropdown-menu {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.dropdown-menu a {
    display: block;
    padding: 12px 16px;
    border-bottom: 1px solid #edf0f4;
    color: var(--text);
    font-size: 14px;
}

.dropdown-menu a:hover {
    background: #f2f7fc;
    color: var(--blue);
}

/* =========================================================
   HERO
   ========================================================= */

.hero-slider {
    position: relative;
    width: 100%;
    overflow: hidden;
    background: #062d57;
}

.hero-slide {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    opacity: 0;
    visibility: hidden;
    transition: opacity 0.6s ease;
}

.hero-slide.active {
    position: relative;
    opacity: 1;
    visibility: visible;
}

.hero-slide img {
    display: block;
    width: 100%;
    height: auto;
    max-width: 100%;
    object-fit: contain;
    object-position: center;
    margin: 0;
    padding: 0;
}

.hero-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(
        90deg,
        rgba(2, 32, 66, 0.65),
        rgba(2, 32, 66, 0.15)
    );
    pointer-events: none;
}

.hero-content {
    position: absolute;
    inset: 0;
    z-index: 2;
    height: 100%;
    display: flex;
    flex-direction: column;
    justify-content: flex-start;
    align-items: flex-start;
    color: #fff;
    padding-top: clamp(90px, 12vw, 180px);
}

.hero-tag {
    display: inline-block;
    color: var(--gold-light);
    font-size: 12px;
    font-weight: 800;
    letter-spacing: 2px;
    margin-bottom: 13px;
}

.hero-content h1 {
    max-width: 690px;
    font-size: clamp(38px, 5vw, 64px);
    line-height: 1.08;
    margin-bottom: 20px;
    letter-spacing: -0.8px;
}

.hero-content h1 span {
    color: var(--gold-light);
}

.hero-content p {
    max-width: 620px;
    color: #edf5fd;
    font-size: 17px;
    margin-bottom: 27px;
}

.hero-buttons {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
}

.btn {
    min-height: 46px;
    padding: 0 21px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 9px;
    border-radius: 4px;
    border: 1px solid transparent;
    font-size: 13px;
    font-weight: 700;
    transition: 0.25s ease;
}

.btn-primary {
    background: var(--gold);
    color: #16283d;
}

.btn-primary:hover {
    background: #e7bb48;
    transform: translateY(-2px);
}

.btn-outline {
    color: #fff;
    border-color: rgba(255, 255, 255, 0.7);
    background: rgba(255, 255, 255, 0.05);
}

.btn-outline:hover {
    background: #fff;
    color: var(--blue);
}

.btn-secondary {
    background: var(--blue);
    color: #fff;
}

.btn-secondary:hover {
    background: var(--blue-light);
    transform: translateY(-2px);
}

.hero-features {
    display: flex;
    flex-wrap: wrap;
    gap: 22px;
    margin-top: 26px;
    color: #e8f0f8;
    font-size: 13px;
}

.hero-features span {
    display: flex;
    align-items: center;
    gap: 7px;
}

.hero-features i {
    color: var(--gold-light);
}

.hero-prev,
.hero-next {
    position: absolute;
    top: 50%;
    transform: translateY(-50%);
    z-index: 5;
    width: 45px;
    height: 45px;
    border: 1px solid rgba(255, 255, 255, 0.4);
    background: rgba(0, 0, 0, 0.25);
    color: #fff;
    border-radius: 50%;
}

.hero-prev {
    left: 20px;
}

.hero-next {
    right: 20px;
}

.hero-prev:hover,
.hero-next:hover {
    background: var(--blue);
}

.hero-dots {
    position: absolute;
    z-index: 5;
    bottom: 24px;
    left: 50%;
    transform: translateX(-50%);
    display: flex;
    gap: 8px;
}

.hero-dot {
    width: 30px;
    height: 4px;
    border: 0;
    background: rgba(255, 255, 255, 0.45);
}

.hero-dot.active {
    background: var(--gold);
}

.hero-counter {
    position: absolute;
    z-index: 5;
    bottom: 20px;
    right: 28px;
    color: #fff;
    font-size: 12px;
}

.hero-counter strong {
    color: var(--gold-light);
    font-size: 18px;
}

/* =========================================================
   QUICK SERVICES
   ========================================================= */

.quick-service {
    background: #fff;
    position: relative;
    z-index: 10;
    margin-top: -1px;
    box-shadow: 0 5px 25px rgba(0, 0, 0, 0.08);
}

.quick-service-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
}

.quick-service-item {
    min-height: 92px;
    display: flex;
    align-items: center;
    gap: 13px;
    padding: 15px 18px;
    border-right: 1px solid var(--border);
    transition: 0.2s;
}

.quick-service-item:first-child {
    border-left: 1px solid var(--border);
}

.quick-service-item:hover {
    background: #f5f9fd;
}

.quick-icon {
    width: 46px;
    height: 46px;
    flex: 0 0 46px;
    border-radius: 50%;
    display: grid;
    place-items: center;
    background: #edf4fb;
    color: var(--blue);
    font-size: 18px;
}

.quick-service-item strong {
    display: block;
    color: var(--blue);
    font-size: 14px;
}

.quick-service-item span {
    display: block;
    color: var(--muted);
    font-size: 11px;
}

.quick-service-item .arrow {
    margin-left: auto;
    color: #9aa9b8;
    font-size: 11px;
}

/* =========================================================
   SECTIONS
   ========================================================= */

section {
    scroll-margin-top: 135px;
}

.plans-section,
.selector-section,
.testimonial-section,
.contact-section {
    padding: 85px 0;
}

.section-heading {
    max-width: 720px;
    margin: 0 auto 42px;
    text-align: center;
}

.section-kicker {
    display: inline-block;
    color: var(--blue-light);
    font-size: 11px;
    font-weight: 800;
    letter-spacing: 2px;
    margin-bottom: 9px;
}

.section-heading h2,
.trust-content h2,
.advisor-content h2,
.consultation-content h2,
.claim-layout h2 {
    color: var(--blue);
    font-size: clamp(28px, 4vw, 42px);
    line-height: 1.15;
    margin-bottom: 13px;
}

.section-heading p {
    color: var(--muted);
    max-width: 650px;
    margin: auto;
}

/* =========================================================
   PLAN TABS
   ========================================================= */

.plans-section {
    background: #f7f9fc;
}

.plans-tabs {
    display: flex;
    justify-content: center;
    flex-wrap: wrap;
    gap: 7px;
    margin-bottom: 35px;
}

.plan-tab {
    padding: 10px 20px;
    border: 1px solid #d9e1eb;
    background: #fff;
    color: var(--text);
    border-radius: 3px;
    font-size: 13px;
}

.plan-tab:hover,
.plan-tab.active {
    background: var(--blue);
    color: #fff;
    border-color: var(--blue);
}

.plans-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
}

.plan-card {
    background: #fff;
    border: 1px solid var(--border);
    box-shadow: 0 7px 22px rgba(0, 0, 0, 0.06);
    transition: 0.25s;
    min-width: 0;
}

.plan-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow);
}

.plan-image {
    height: 205px;
    position: relative;
    overflow: hidden;
}

.plan-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: 0.4s;
}

.plan-card:hover .plan-image img {
    transform: scale(1.05);
}

.plan-image span {
    position: absolute;
    top: 12px;
    left: 12px;
    background: var(--gold);
    color: #15243a;
    padding: 5px 9px;
    font-size: 10px;
    font-weight: 800;
}

.plan-content {
    padding: 21px;
}

.plan-content h3 {
    color: var(--blue);
    font-size: 19px;
    margin-bottom: 8px;
}

.plan-content p {
    min-height: 65px;
    color: var(--muted);
    font-size: 13px;
}

.plan-content a {
    color: var(--blue-light);
    font-size: 13px;
    font-weight: 700;
}

.plan-content a i {
    margin-left: 6px;
}

.center-button {
    margin-top: 35px;
    text-align: center;
}

/* SELECTED PLAN */

.plan-card.plan-selected {
    transform: translateY(-8px);
    box-shadow: 0 15px 35px rgba(0, 0, 0, 0.20);
    border: 2px solid #d9a928;
    transition: all 0.3s ease;
    position: relative;
    z-index: 2;
}

/* =========================================================
   TRUST
   ========================================================= */

.trust-section {
    padding: 90px 0;
    background: var(--blue);
    color: #fff;
}

.trust-layout {
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    gap: 70px;
    align-items: center;
}

.trust-content .section-kicker {
    color: var(--gold-light);
}

.trust-content h2 {
    color: #fff;
}

.trust-content h2 span {
    color: var(--gold-light);
}

.trust-content > p {
    max-width: 620px;
    color: #d7e5f2;
    margin-bottom: 25px;
}

.trust-list {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 13px 25px;
    margin-bottom: 28px;
}

.trust-list div {
    display: flex;
    gap: 8px;
    color: #eef5fb;
    font-size: 13px;
}

.trust-list i {
    color: var(--gold-light);
}

.trust-stats {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    border: 1px solid rgba(255, 255, 255, 0.2);
}

.trust-stat {
    min-height: 175px;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    text-align: center;
    border-right: 1px solid rgba(255, 255, 255, 0.2);
    border-bottom: 1px solid rgba(255, 255, 255, 0.2);
    padding: 15px;
}

.trust-stat:nth-child(2n) {
    border-right: 0;
}

.trust-stat:nth-child(n + 3) {
    border-bottom: 0;
}

.trust-stat strong {
    color: var(--gold-light);
    font-size: 39px;
    line-height: 1;
}

.trust-stat span {
    color: #dce8f3;
    font-size: 12px;
    margin-top: 9px;
}

/* =========================================================
   SERVICES
   ========================================================= */

.selector-section {
    background: #fff;
}

.selector-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}

.selector-card {
    padding: 29px;
    background: #fff;
    border: 1px solid var(--border);
    position: relative;
    transition: 0.25s;
    min-width: 0;
}

.selector-card::before {
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    width: 0;
    height: 3px;
    background: var(--gold);
    transition: 0.25s;
}

.selector-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow);
}

.selector-card:hover::before {
    width: 100%;
}

.selector-icon {
    width: 52px;
    height: 52px;
    display: grid;
    place-items: center;
    background: #edf4fb;
    color: var(--blue);
    border-radius: 4px;
    font-size: 21px;
    margin-bottom: 19px;
}

.selector-card h3 {
    color: var(--blue);
    margin-bottom: 8px;
}

.selector-card p {
    color: var(--muted);
    font-size: 13px;
    margin-bottom: 18px;
}

.selector-card span {
    color: var(--blue-light);
    font-size: 12px;
    font-weight: 800;
}

/* =========================================================
   CALCULATOR
   ========================================================= */

.calculator-section {
    padding: 85px 0;
    background: #f2f6fb;
}

.calculator-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 22px;
}

.calculator-card {
    display: flex;
    gap: 23px;
    padding: 32px;
    background: #fff;
    border: 1px solid var(--border);
    box-shadow: 0 6px 20px rgba(0, 0, 0, 0.05);
    min-width: 0;
}

.calculator-card-icon {
    width: 62px;
    height: 62px;
    flex: 0 0 62px;
    display: grid;
    place-items: center;
    background: var(--blue);
    color: var(--gold-light);
    border-radius: 50%;
    font-size: 22px;
}

.calculator-card h3 {
    color: var(--blue);
    margin-bottom: 8px;
}

.calculator-card p {
    color: var(--muted);
    font-size: 13px;
    margin-bottom: 16px;
}

.calculator-btn {
    border: 0;
    background: transparent;
    color: var(--blue-light);
    padding: 0;
    font-size: 12px;
    font-weight: 800;
}

/* =========================================================
   ADVISOR
   ========================================================= */

.advisor-section {
    padding: 90px 0;
    background: #fff;
}

.advisor-card {
    display: grid;
    grid-template-columns: 390px 1fr;
    background: #f4f7fb;
    box-shadow: var(--shadow);
    overflow: hidden;
}

.advisor-photo {
    min-height: 500px;
}

.advisor-photo img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.advisor-content {
    padding: 60px;
    display: flex;
    flex-direction: column;
    justify-content: center;
}

.advisor-content h2 {
    color: var(--blue);
}

.advisor-content p {
    max-width: 650px;
    color: var(--muted);
    margin-bottom: 25px;
}

.advisor-details {
    display: flex;
    flex-wrap: wrap;
    gap: 20px;
    margin-bottom: 28px;
}

.advisor-details div {
    display: flex;
    align-items: center;
    gap: 7px;
    font-size: 12px;
    font-weight: 700;
    color: var(--blue);
}

.advisor-details i {
    color: var(--gold);
}

.advisor-buttons {
    display: flex;
    gap: 10px;
    flex-wrap: wrap;
}

.btn-whatsapp {
    background: #168c4b;
    color: #fff;
}

.btn-whatsapp:hover {
    background: #0e713b;
}

/* =========================================================
   CLAIM
   ========================================================= */

.claim-section {
    padding: 65px 0;
    background: #f3f7fb;
}

.claim-layout {
    display: grid;
    grid-template-columns: 1fr 1fr;
    align-items: center;
    gap: 50px;
}

.claim-layout h2 {
    margin-bottom: 10px;
}

.claim-layout p {
    color: var(--muted);
}

.claim-actions {
    display: grid;
    gap: 10px;
}

.claim-action {
    display: flex;
    align-items: center;
    gap: 15px;
    padding: 17px 19px;
    background: #fff;
    border: 1px solid var(--border);
}

.claim-action > i:first-child {
    color: var(--blue);
    font-size: 22px;
}

.claim-action > i:last-child {
    margin-left: auto;
    color: #9aa9b8;
    font-size: 11px;
}

.claim-action span strong {
    display: block;
    color: var(--blue);
    font-size: 14px;
}

.claim-action span small {
    color: var(--muted);
    font-size: 11px;
}

/* =========================================================
   TESTIMONIAL
   ========================================================= */

.testimonial-section {
    background: #fff;
}

.testimonial-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}

.testimonial {
    padding: 27px;
    border: 1px solid var(--border);
    background: #fff;
    min-width: 0;
}

.stars {
    color: #d29d19;
    letter-spacing: 2px;
    margin-bottom: 15px;
}

.testimonial > p {
    color: var(--muted);
    font-size: 13px;
    min-height: 92px;
    margin-bottom: 20px;
}

.customer {
    display: flex;
    align-items: center;
    gap: 10px;
    border-top: 1px solid var(--border);
    padding-top: 16px;
}

.customer-avatar {
    width: 40px;
    height: 40px;
    display: grid;
    place-items: center;
    background: var(--blue);
    color: #fff;
    border-radius: 50%;
    font-size: 11px;
    font-weight: 800;
}

.customer strong,
.customer small {
    display: block;
}

.customer strong {
    color: var(--blue);
    font-size: 13px;
}

.customer small {
    color: var(--muted);
    font-size: 10px;
}

/* =========================================================
   CONSULTATION
   ========================================================= */

.consultation-section {
    padding: 90px 0;
    background: var(--blue);
}

.consultation-layout {
    display: grid;
    grid-template-columns: 1fr 0.9fr;
    gap: 70px;
    align-items: center;
}

.consultation-content .section-kicker {
    color: var(--gold-light);
}

.consultation-content h2 {
    color: #fff;
}

.consultation-content p {
    color: #dbe7f2;
    max-width: 550px;
    margin-bottom: 25px;
}

.consultation-points {
    display: grid;
    gap: 9px;
}

.consultation-points span {
    color: #edf4fa;
    font-size: 13px;
}

.consultation-points i {
    color: var(--gold-light);
    margin-right: 8px;
}

.consultation-form {
    background: #fff;
    padding: 35px;
    box-shadow: 0 20px 50px rgba(0, 0, 0, 0.18);
}

.consultation-form h3 {
    color: var(--blue);
    margin-bottom: 23px;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 14px;
}

.form-field {
    margin-bottom: 15px;
}

.form-field label {
    display: block;
    color: var(--text);
    font-size: 11px;
    font-weight: 700;
    margin-bottom: 6px;
}

.form-field input,
.form-field textarea,
.form-field select {
    width: 100%;
    border: 1px solid #d8e0ea;
    outline: 0;
    padding: 11px 12px;
    color: var(--text);
    background: #fff;
    border-radius: 3px;
}

.form-field input:focus,
.form-field textarea:focus,
.form-field select:focus {
    border-color: var(--blue-light);
}

.form-field textarea {
    resize: vertical;
}

.form-submit {
    width: 100%;
    border: 0;
}

.form-note {
    display: block;
    margin-top: 11px;
    color: #8a97a5;
    font-size: 10px;
}

.form-note i {
    color: #5f9a72;
}

/* =========================================================
   CONTACT
   ========================================================= */

.contact-section {
    background: #f7f9fc;
}

.contact-grid {
    display: grid;
    grid-template-columns: 0.8fr 1.2fr;
    gap: 22px;
}

.contact-information {
    display: grid;
    gap: 10px;
}

.contact-box {
    display: flex;
    align-items: center;
    gap: 14px;
    padding: 18px;
    background: #fff;
    border: 1px solid var(--border);
}

.contact-box-icon {
    width: 45px;
    height: 45px;
    flex: 0 0 45px;
    display: grid;
    place-items: center;
    background: #edf4fb;
    color: var(--blue);
    border-radius: 50%;
}

.contact-box small {
    display: block;
    color: var(--muted);
    font-size: 10px;
}

.contact-box a,
.contact-box p {
    display: block;
    color: var(--blue);
    font-size: 13px;
    font-weight: 700;
}

.whatsapp-contact {
    min-height: 48px;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 9px;
    background: #168c4b;
    color: #fff;
    font-size: 13px;
    font-weight: 700;
}

.map-container {
    min-height: 100%;
    background: #dce4ec;
    overflow: hidden;
    border: 1px solid var(--border);
}

.map-container iframe {
    width: 100%;
    height: 100%;
    min-height: 420px;
    border: 0;
}

/* =========================================================
   FOOTER
   ========================================================= */

.footer {
    background: #032b56;
    color: #d8e4ef;
}

.footer-main {
    display: grid;
    grid-template-columns: 1.5fr repeat(3, 1fr) 1.2fr;
    gap: 35px;
    padding-top: 65px;
    padding-bottom: 55px;
}

.footer-logo .brand-mark {
    background: #fff;
    color: var(--blue);
}

.footer-logo .brand-text strong {
    color: #fff;
}

.footer-logo .brand-text small {
    color: #a9bfd4;
}

.footer-brand p {
    max-width: 330px;
    color: #aebfd0;
    font-size: 12px;
    margin: 18px 0;
}

.social-links {
    display: flex;
    gap: 8px;
}

.social-links a {
    width: 34px;
    height: 34px;
    display: grid;
    place-items: center;
    background: rgba(255, 255, 255, 0.08);
    color: #fff;
    border-radius: 50%;
    font-size: 12px;
}

.social-links a:hover {
    background: var(--gold);
    color: #18273a;
}

.footer-column {
    display: flex;
    flex-direction: column;
    gap: 9px;
}

.footer-column h3 {
    color: #fff;
    font-size: 14px;
    margin-bottom: 8px;
}

.footer-column a,
.footer-column p {
    color: #afc0d1;
    font-size: 12px;
}

.footer-column a:hover {
    color: var(--gold-light);
}

.footer-contact p {
    display: flex;
    gap: 8px;
}

.footer-contact i {
    color: var(--gold-light);
}

.footer-bottom {
    min-height: 55px;
    border-top: 1px solid rgba(255, 255, 255, 0.12);
    display: flex;
    justify-content: space-between;
    align-items: center;
    color: #91a7bb;
    font-size: 10px;
}

/* =========================================================
   FLOATING BUTTONS
   ========================================================= */

.floating-actions {
    position: fixed;
    right: 17px;
    bottom: 82px;
    z-index: 900;
    display: flex;
    flex-direction: column;
    gap: 8px;
}

.floating-actions a {
    min-width: 45px;
    height: 45px;
    padding: 0 13px;
    border-radius: 25px;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    color: #fff;
    box-shadow: 0 7px 22px rgba(0, 0, 0, 0.18);
    font-size: 13px;
}

.floating-call {
    background: var(--blue);
}

.floating-whatsapp {
    background: #168c4b;
}

/* =========================================================
   CHATBOT
   ========================================================= */

.chatbot-button {
    position: fixed;
    right: 18px;
    bottom: 18px;
    z-index: 1001;
    min-height: 48px;
    padding: 0 17px;
    display: flex;
    align-items: center;
    gap: 9px;
    border: 0;
    border-radius: 25px;
    background: var(--gold);
    color: #18273a;
    font-size: 12px;
    font-weight: 800;
    box-shadow: 0 8px 25px rgba(0, 0, 0, 0.2);
}

.chatbot-box {
    position: fixed;
    right: 18px;
    bottom: 78px;
    z-index: 1000;
    width: 340px;
    max-width: calc(100vw - 36px);
    background: #fff;
    border-radius: 8px;
    overflow: hidden;
    box-shadow: 0 18px 50px rgba(0, 0, 0, 0.22);
    opacity: 0;
    visibility: hidden;
    transform: translateY(15px);
    transition: 0.25s;
}

.chatbot-box.show {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.chatbot-header {
    min-height: 55px;
    padding: 0 16px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    background: var(--blue);
    color: #fff;
    font-size: 13px;
    font-weight: 700;
}

.chatbot-header div {
    display: flex;
    align-items: center;
    gap: 8px;
}

.chatbot-header i {
    color: var(--gold-light);
}

.chatbot-header button {
    border: 0;
    background: transparent;
    color: #fff;
    font-size: 23px;
}

.chatbot-body {
    padding: 16px;
    background: #f7f9fc;
}

.bot-message {
    padding: 13px;
    background: #fff;
    border: 1px solid var(--border);
    color: var(--text);
    font-size: 12px;
    line-height: 1.6;
}

.chat-options {
    display: flex;
    flex-wrap: wrap;
    gap: 6px;
    margin-top: 10px;
}

.chat-options button {
    padding: 7px 9px;
    background: #fff;
    color: var(--blue);
    border: 1px solid #ccd8e4;
    border-radius: 15px;
    font-size: 10px;
}

.chatbot-input {
    display: flex;
    border-top: 1px solid var(--border);
}

.chatbot-input input {
    flex: 1;
    min-width: 0;
    border: 0;
    outline: 0;
    padding: 12px;
    font-size: 12px;
}

.chatbot-input button {
    width: 48px;
    flex-shrink: 0;
    border: 0;
    background: var(--blue);
    color: #fff;
}

/* =========================================================
   TABLET
   ========================================================= */

@media (max-width: 1050px) {

    .header-inner {
        gap: 15px;
    }

    .brand {
        min-width: 190px;
    }

    .header-contact {
        display: none;
    }

    .nav-menu > li > a {
        padding: 0 13px;
        font-size: 12px;
    }

    .plans-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .footer-main {
        grid-template-columns: repeat(3, 1fr);
    }

    .trust-layout {
        gap: 40px;
    }

    .consultation-layout {
        gap: 40px;
    }
}

/* =========================================================
   TABLET / MOBILE NAV
   ========================================================= */

@media (max-width: 850px) {

    .container {
        width: min(100% - 28px, 650px);
    }

    .top-left {
        display: none;
    }

    .top-strip-inner {
        justify-content: center;
        min-height: 34px;
    }

    .top-right span:first-child {
        display: none;
    }

    .header-inner {
        min-height: 68px;
    }

    .brand {
        min-width: 0;
    }

    .brand-mark {
        width: 41px;
        height: 41px;
        font-size: 14px;
    }

    .lic-logo {
        width: 62px;
        height: 48px;
    }

    .lic-logo img {
        width: 62px;
        height: 48px;
    }

    .brand-text strong {
        font-size: 16px;
    }

    .brand-text small {
        font-size: 8px;
    }

    .header-search {
        display: none;
    }

    .mobile-menu-btn {
        display: block;
        margin-left: auto;
    }

    /* NAV */

    .main-nav {
        display: none;
    }

    .main-nav.show {
        display: block;
    }

    .nav-menu {
        flex-direction: column;
        min-height: auto;
        padding: 8px 0;
    }

    .nav-menu > li > a {
        height: 45px;
        padding: 0 15px;
        justify-content: space-between;
        border-bottom: 1px solid rgba(255, 255, 255, 0.08);
    }

    .nav-highlight {
        margin-left: 0;
    }

    .nav-highlight a {
        margin-top: 5px;
        justify-content: center !important;
    }

    .dropdown-menu {
        position: static;
        width: 100%;
        display: none;
        opacity: 1;
        visibility: visible;
        transform: none;
        box-shadow: none;
        border-top: 0;
        background: #052f60;
    }

    .nav-dropdown.open .dropdown-menu {
        display: block;
    }

    .dropdown-menu a {
        color: #dce8f4;
        padding-left: 30px;
        border-color: rgba(255, 255, 255, 0.08);
    }

    /* HERO */

    .hero-content {
        padding: 35px 14px 70px;
    }

    .hero-content h1 {
        font-size: 39px;
    }

    .hero-content p {
        font-size: 14px;
    }

    .hero-features {
        display: none;
    }

    .hero-prev,
    .hero-next {
        width: 37px;
        height: 37px;
    }

    .hero-prev {
        left: 10px;
    }

    .hero-next {
        right: 10px;
    }

    .hero-counter {
        display: none;
    }

    .hero-dots {
        bottom: 15px;
    }

    /* QUICK */

    .quick-service-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .quick-service-item {
        border-bottom: 1px solid var(--border);
    }

    /* SECTIONS */

    .plans-section,
    .selector-section,
    .testimonial-section,
    .contact-section {
        padding: 60px 0;
    }

    .section-heading {
        margin-bottom: 30px;
    }

    /* PLANS */

    .plans-grid {
        grid-template-columns: 1fr;
    }

    /* TRUST */

    .trust-layout {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .trust-list {
        grid-template-columns: 1fr;
    }

    /* SERVICES */

    .selector-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    /* CALCULATOR */

    .calculator-grid {
        grid-template-columns: 1fr;
    }

    /* ADVISOR */

    .advisor-card {
        grid-template-columns: 1fr;
    }

    .advisor-photo {
        min-height: 330px;
    }

    .advisor-content {
        padding: 35px 25px;
    }

    /* CLAIM */

    .claim-layout {
        grid-template-columns: 1fr;
    }

    /* TESTIMONIAL */

    .testimonial-grid {
        grid-template-columns: 1fr;
    }

    /* CONSULTATION */

    .consultation-layout {
        grid-template-columns: 1fr;
        gap: 35px;
    }

    .consultation-form {
        padding: 25px 18px;
    }

    /* CONTACT */

    .contact-grid {
        grid-template-columns: 1fr;
    }

    .map-container iframe {
        min-height: 330px;
    }

    /* FOOTER */

    .footer-main {
        grid-template-columns: repeat(2, 1fr);
        gap: 30px;
    }

    .footer-brand {
        grid-column: 1 / -1;
    }

    .footer-bottom {
        flex-direction: column;
        justify-content: center;
        gap: 5px;
        padding: 15px 0;
        text-align: center;
    }

    /* RATING */

    .rating-overview {
        grid-template-columns: 1fr;
    }

    .overall-rating {
        border-right: 0;
        border-bottom: 1px solid #e2e8f0;
    }

    .customer-reviews {
        grid-template-columns: 1fr;
    }
}

/* =========================================================
   SMALL MOBILE
   ========================================================= */

@media (max-width: 520px) {

    .container {
        width: calc(100% - 24px);
    }

    .header-inner {
        gap: 7px;
    }

    .lic-logo {
        width: 54px;
        height: 43px;
    }

    .lic-logo img {
        width: 54px;
        height: 43px;
    }

    .brand-text strong {
        font-size: 15px;
    }

    .brand-text small {
        display: none;
    }

    .mobile-menu-btn {
        width: 40px;
        height: 40px;
    }

    /* HERO */

    .hero-content {
        padding: 25px 12px 60px;
    }

    .hero-content h1 {
        font-size: 34px;
        line-height: 1.1;
    }

    .hero-content p {
        font-size: 13px;
    }

    .hero-buttons {
        width: 100%;
        flex-direction: column;
    }

    .hero-buttons .btn {
        width: 100%;
    }

    .hero-prev,
    .hero-next {
        width: 34px;
        height: 34px;
    }

    /* QUICK */

    .quick-service-grid {
        grid-template-columns: 1fr;
    }

    .quick-service-item,
    .quick-service-item:first-child {
        border-left: 0;
        border-right: 0;
    }

    /* SERVICES */

    .selector-grid {
        grid-template-columns: 1fr;
    }

    /* CALCULATOR */

    .calculator-card {
        flex-direction: column;
        padding: 25px;
    }

    /* TRUST */

    .trust-stats {
        grid-template-columns: 1fr;
    }

    .trust-stat,
    .trust-stat:nth-child(2n),
    .trust-stat:nth-child(n + 3) {
        border-right: 0;
        border-bottom: 1px solid rgba(255, 255, 255, 0.2);
    }

    .trust-stat:last-child {
        border-bottom: 0;
    }

    /* FORM */

    .form-row {
        grid-template-columns: 1fr;
        gap: 0;
    }

    /* FOOTER */

    .footer-main {
        grid-template-columns: 1fr;
    }

    .footer-brand {
        grid-column: auto;
    }

    /* FLOATING */

    .floating-actions {
        right: 10px;
        bottom: 72px;
    }

    .floating-actions a {
        width: 44px;
        min-width: 44px;
        padding: 0;
    }

    .floating-actions a span {
        display: none;
    }

    .chatbot-button {
        right: 10px;
        bottom: 15px;
    }

    .chatbot-button span {
        display: none;
    }

    .chatbot-button {
        width: 48px;
        height: 48px;
        padding: 0;
        justify-content: center;
    }

    .chatbot-box {
        left: 10px;
        right: 10px;
        bottom: 75px;
        width: auto;
        max-width: none;
    }

    /* RATING */

    .rating-section {
        padding: 60px 0;
    }

    .overall-rating,
    .rating-bars {
        padding: 25px 18px;
    }

    .rating-number {
        font-size: 50px;
    }

    .review-top {
        align-items: flex-start;
        flex-direction: column;
    }

    /* INSTAGRAM */

    .instagram-section {
        padding: 55px 0;
    }

    .instagram-section .section-heading {
        margin-bottom: 28px;
    }

    .instagram-feed {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 12px;
    }

    .instagram-card {
        border-radius: 10px;
    }

    .instagram-card .instagram-type {
        width: 30px;
        height: 30px;
        top: 8px;
        right: 8px;
        font-size: 13px;
    }

    .instagram-card .instagram-caption {
        left: 10px;
        right: 10px;
        bottom: 9px;
        font-size: 11px;
    }

    .instagram-follow {
        margin-top: 24px;
    }
}

/* =========================================================
   VERY SMALL MOBILE
   ========================================================= */

@media (max-width: 380px) {

    .container {
        width: calc(100% - 20px);
    }

    .brand-text strong {
        font-size: 14px;
    }

    .lic-logo {
        width: 48px;
        height: 40px;
    }

    .lic-logo img {
        width: 48px;
        height: 40px;
    }

    .hero-content h1 {
        font-size: 30px;
    }

    .hero-content p {
        font-size: 12px;
    }

    .hero-prev,
    .hero-next {
        width: 31px;
        height: 31px;
    }

    .instagram-feed {
        gap: 9px;
    }

    .instagram-section .section-heading h2 {
        font-size: 26px;
    }
}

/* =========================================================
   CUSTOMER RATING SECTION
   ========================================================= */

.rating-section {
    padding: 90px 0;
    background: #f7f9fc;
}

.rating-overview {
    max-width: 900px;
    margin: 0 auto 35px;
    display: grid;
    grid-template-columns: 280px 1fr;
    background: #fff;
    border: 1px solid #e2e8f0;
    box-shadow: 0 12px 35px rgba(5, 40, 80, 0.08);
}

/* OVERALL RATING */

.overall-rating {
    padding: 35px;
    text-align: center;
    border-right: 1px solid #e2e8f0;
}

.rating-number {
    color: #063b78;
    font-size: 58px;
    font-weight: 800;
    line-height: 1;
}

.rating-stars,
.review-stars {
    color: #d6a62c;
    font-size: 21px;
    letter-spacing: 3px;
    margin: 12px 0;
}

.overall-rating p {
    color: #25344a;
    font-weight: 700;
    font-size: 14px;
}

.overall-rating small {
    color: #69788d;
    font-size: 11px;
}

/* RATING BARS */

.rating-bars {
    padding: 35px;
}

.rating-row {
    display: grid;
    grid-template-columns: 20px 1fr 45px;
    align-items: center;
    gap: 10px;
    margin-bottom: 13px;
    color: #69788d;
    font-size: 12px;
}

.rating-bar {
    height: 8px;
    background: #e8edf3;
    border-radius: 10px;
    overflow: hidden;
}

.rating-fill {
    height: 100%;
    background: #d6a62c;
    border-radius: 10px;
}

/* CUSTOMER REVIEWS */

.customer-reviews {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}

.review-card {
    background: #fff;
    border: 1px solid #e2e8f0;
    padding: 25px;
    transition: 0.25s ease;
}

.review-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 12px 30px rgba(5, 40, 80, 0.10);
}

.review-top {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 10px;
    margin-bottom: 17px;
}

.review-user {
    display: flex;
    align-items: center;
    gap: 10px;
}

.review-avatar {
    width: 42px;
    height: 42px;
    display: grid;
    place-items: center;
    border-radius: 50%;
    background: #063b78;
    color: #fff;
    font-size: 11px;
    font-weight: 800;
}

.review-user strong,
.review-user small {
    display: block;
}

.review-user strong {
    color: #063b78;
    font-size: 13px;
}

.review-user small {
    color: #69788d;
    font-size: 10px;
}

.review-stars {
    font-size: 13px;
    letter-spacing: 1px;
    margin: 0;
}

.review-card p {
    color: #69788d;
    font-size: 13px;
    line-height: 1.7;
}

/* WRITE REVIEW */

.review-button {
    text-align: center;
    margin-top: 32px;
}

/* =========================================================
   ORIGINAL HERO IMAGE - FULL IMAGE FIX
   ========================================================= */

.hero-slider {
    position: relative !important;
    width: 100% !important;
    height: auto !important;
    min-height: 0 !important;
    max-height: none !important;
    overflow: hidden !important;
    background: #062d57;
}

.hero-slide {
    position: absolute !important;
    top: 0 !important;
    left: 0 !important;
    width: 100% !important;
    height: auto !important;
    opacity: 0;
    visibility: hidden;
    transition: opacity 0.6s ease;
}

.hero-slide.active {
    position: relative !important;
    width: 100% !important;
    height: auto !important;
    opacity: 1 !important;
    visibility: visible !important;
}

.hero-slide img {
    display: block !important;
    width: 100% !important;
    height: auto !important;
    max-width: 100% !important;
    max-height: none !important;
    object-fit: contain !important;
    object-position: center center !important;
    margin: 0 !important;
    padding: 0 !important;
}

.hero-overlay {
    z-index: 1;
}

.hero-content {
    z-index: 2;
}

.hero-prev,
.hero-next,
.hero-dots,
.hero-counter {
    z-index: 5;
}

/* =========================================================
   FINAL FLOATING WHATSAPP + CALL
   ========================================================= */

.floating-contact {
    position: fixed !important;
    right: 22px !important;
    bottom: 22px !important;
    width: auto !important;
    height: auto !important;
    display: flex !important;
    flex-direction: column !important;
    align-items: flex-end !important;
    gap: 12px !important;
    z-index: 999999 !important;
    margin: 0 !important;
    padding: 0 !important;
}

/* WHATSAPP */

.floating-contact .float-whatsapp {
    width: 205px !important;
    height: 58px !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    flex-direction: row !important;
    gap: 10px !important;
    margin: 0 !important;
    padding: 0 22px !important;
    background: #25D366 !important;
    color: #ffffff !important;
    border: none !important;
    border-radius: 30px !important;
    text-decoration: none !important;
    font-family: Arial, Helvetica, sans-serif !important;
    font-size: 15px !important;
    font-weight: 700 !important;
    line-height: 1 !important;
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.18) !important;
    transition:
        transform 0.25s ease,
        background 0.25s ease,
        box-shadow 0.25s ease !important;
}

.floating-contact .float-whatsapp svg {
    width: 30px !important;
    height: 30px !important;
    min-width: 30px !important;
    max-width: 30px !important;
    display: block !important;
    fill: #ffffff !important;
    margin: 0 !important;
    padding: 0 !important;
}

.floating-contact .float-whatsapp span {
    display: block !important;
    margin: 0 !important;
    padding: 0 !important;
    color: #ffffff !important;
    white-space: nowrap !important;
    font-size: 15px !important;
    font-weight: 700 !important;
    line-height: 1 !important;
}

.floating-contact .float-whatsapp:hover {
    background: #1ebe5d !important;
    transform: translateY(-3px) !important;
    box-shadow: 0 12px 28px rgba(0, 0, 0, 0.22) !important;
}

/* CALL */

.floating-contact .float-call {
    width: 58px !important;
    height: 58px !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    margin: 0 !important;
    padding: 0 !important;
    background: #063b78 !important;
    color: #ffffff !important;
    border: none !important;
    border-radius: 50% !important;
    text-decoration: none !important;
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.18) !important;
    transition:
        transform 0.25s ease,
        background 0.25s ease !important;
}

.floating-contact .float-call span {
    display: block !important;
    margin: 0 !important;
    padding: 0 !important;
    color: #ffffff !important;
    font-size: 23px !important;
    line-height: 1 !important;
}

.floating-contact .float-call:hover {
    background: #07539c !important;
    transform: translateY(-3px) !important;
}

/* =========================================================
   FLOATING MOBILE
   ========================================================= */

@media (max-width: 760px) {

    .floating-contact {
        right: 14px !important;
        bottom: 14px !important;
        gap: 10px !important;
    }

    .floating-contact .float-whatsapp {
        width: 180px !important;
        height: 52px !important;
        padding: 0 18px !important;
        border-radius: 27px !important;
        font-size: 13px !important;
    }

    .floating-contact .float-whatsapp svg {
        width: 27px !important;
        height: 27px !important;
        min-width: 27px !important;
        max-width: 27px !important;
    }

    .floating-contact .float-whatsapp span {
        font-size: 13px !important;
    }

    .floating-contact .float-call {
        width: 52px !important;
        height: 52px !important;
    }

    .floating-contact .float-call span {
        font-size: 21px !important;
    }
}

/* =========================================================
   VERY SMALL FLOATING MOBILE
   ========================================================= */

@media (max-width: 430px) {

    .floating-contact {
        right: 12px !important;
        bottom: 12px !important;
    }

    .floating-contact .float-whatsapp {
        width: 165px !important;
        height: 50px !important;
        padding: 0 16px !important;
    }

    .floating-contact .float-whatsapp svg {
        width: 25px !important;
        height: 25px !important;
        min-width: 25px !important;
        max-width: 25px !important;
    }

    .floating-contact .float-whatsapp span {
        font-size: 12px !important;
    }

    .floating-contact .float-call {
        width: 50px !important;
        height: 50px !important;
    }
}

/* =========================================================
   INSTAGRAM - POSTS & REELS
   ========================================================= */

.instagram-section {
    padding: 80px 0;
    background: var(--light, #f8fafc);
}

.instagram-section .section-heading {
    text-align: center;
    margin-bottom: 40px;
}

.instagram-section .section-heading p {
    max-width: 680px;
    margin: 12px auto 0;
}

.instagram-feed {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 18px;
}

.instagram-card {
    position: relative;
    overflow: hidden;
    aspect-ratio: 1 / 1;
    border-radius: 14px;
    background: #fff;
    box-shadow: 0 8px 25px rgba(0, 0, 0, 0.08);
    min-width: 0;
}

.instagram-card a {
    display: block;
    width: 100%;
    height: 100%;
    position: relative;
}

.instagram-card img,
.instagram-card video {
    display: block;
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform 0.35s ease;
}

.instagram-card:hover img,
.instagram-card:hover video {
    transform: scale(1.05);
}

.instagram-card::after {
    content: "";
    position: absolute;
    inset: 0;
    background: linear-gradient(
        to top,
        rgba(0, 0, 0, 0.55),
        transparent 45%
    );
    pointer-events: none;
}

.instagram-card .instagram-type {
    position: absolute;
    top: 12px;
    right: 12px;
    z-index: 2;
    width: 34px;
    height: 34px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    background: rgba(0, 0, 0, 0.55);
    color: #fff;
    font-size: 15px;
}

.instagram-card .instagram-caption {
    position: absolute;
    left: 15px;
    right: 15px;
    bottom: 14px;
    z-index: 2;
    color: #fff;
    font-size: 13px;
    line-height: 1.5;
    display: -webkit-box;
    -webkit-line-clamp: 2;
    -webkit-box-orient: vertical;
    overflow: hidden;
}

.instagram-loading {
    grid-column: 1 / -1;
    min-height: 180px;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding: 35px 20px;
    border: 1px dashed var(--border, #e5e7eb);
    border-radius: 14px;
    background: #fff;
    text-align: center;
}

.instagram-loading i {
    font-size: 38px;
}

.instagram-loading p {
    margin: 0;
    font-size: 14px;
}

.instagram-follow {
    width: 100%;
    display: flex;
    justify-content: center;
    align-items: center;
    text-align: center;
    margin-top: 32px;
}

.instagram-follow .btn {
    display: inline-flex;
    align-items: center;
    gap: 9px;
}

/* =========================================================
   INSTAGRAM TABLET
   ========================================================= */

@media (max-width: 900px) {

    .instagram-section {
        padding: 65px 0;
    }

    .instagram-feed {
        grid-template-columns: repeat(3, minmax(0, 1fr));
        gap: 15px;
    }
}

/* =========================================================
   INSTAGRAM MOBILE
   ========================================================= */

@media (max-width: 600px) {

    .instagram-section {
        padding: 55px 0;
    }

    .instagram-section .section-heading {
        margin-bottom: 28px;
    }

    .instagram-feed {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 12px;
    }

    .instagram-card {
        border-radius: 10px;
    }

    .instagram-card .instagram-type {
        width: 30px;
        height: 30px;
        top: 8px;
        right: 8px;
        font-size: 13px;
    }

    .instagram-card .instagram-caption {
        left: 10px;
        right: 10px;
        bottom: 9px;
        font-size: 11px;
    }

    .instagram-follow {
        margin-top: 24px;
    }
}

/* =========================================================
   EXTRA SAFETY RESPONSIVE FIXES
   ========================================================= */

@media (max-width: 850px) {

    html,
    body {
        max-width: 100%;
        overflow-x: hidden;
    }

    .container,
    .header-inner,
    .top-strip-inner {
        max-width: 100%;
    }

    .section-heading h2,
    .trust-content h2,
    .advisor-content h2,
    .consultation-content h2,
    .claim-layout h2 {
        word-break: normal;
        overflow-wrap: anywhere;
    }

    .btn {
        max-width: 100%;
    }

    .advisor-content,
    .consultation-content,
    .trust-content,
    .calculator-card,
    .selector-card,
    .testimonial,
    .review-card {
        min-width: 0;
    }

    .contact-box {
        min-width: 0;
    }

    .contact-box p,
    .contact-box a {
        overflow-wrap: anywhere;
    }
}

/* =========================================================
   FINAL HERO + SLIDER SAFETY FIX
   ========================================================= */

.hero-content {
    justify-content: flex-start;
    align-items: flex-start;
    padding-top: clamp(150px, 10vw, 190px);
}

.hero-slide {
    transition: opacity 0.6s ease;
}

.hero-slide:not(.active) {
    pointer-events: none;
}

.hero-slide.active {
    pointer-events: auto;
}

/* =========================================================
   FINAL MOBILE HERO SAFETY
   ========================================================= */

@media (max-width: 850px) {

    .hero-content {
        padding-top: 35px;
    }
}

@media (max-width: 520px) {

    .hero-content {
        padding-top: 25px;
    }
}
/* =========================================================
   HOME PAGE - MOBILE RESPONSIVE PATCH
   SAFE FIX - ADD AT THE VERY END OF HOME PAGE CSS
========================================================= */

@media (max-width: 768px) {

    /* ---------- GLOBAL ---------- */

    html,
    body {
        width: 100%;
        max-width: 100%;
        overflow-x: hidden;
    }

    *,
    *::before,
    *::after {
        box-sizing: border-box;
    }

    .container {
        width: calc(100% - 30px);
        max-width: 100%;
        margin-left: auto;
        margin-right: auto;
    }


    /* ---------- TOP BAR ---------- */

    .top-bar,
    .top-strip {
        width: 100%;
    }

    .top-bar-inner,
    .top-strip-inner {
        width: 100%;
        padding-left: 15px;
        padding-right: 15px;
        gap: 8px;
    }

    .top-left,
    .top-right {
        min-width: 0;
    }


    /* ---------- HEADER ---------- */

    .header-inner,
    .main-header .header-inner {
        width: 100%;
        max-width: 100%;
        padding-left: 15px;
        padding-right: 15px;
        gap: 10px;
    }

    .brand {
        min-width: 0;
        max-width: calc(100% - 55px);
    }

    .lic-logo {
        flex-shrink: 0;
    }

    .brand-text,
    .brand-name {
        min-width: 0;
    }

    .brand-text strong,
    .brand-name strong {
        white-space: nowrap;
        overflow: hidden;
        text-overflow: ellipsis;
    }

    .menu-btn {
        display: flex;
        flex-shrink: 0;
        align-items: center;
        justify-content: center;
    }

    .desktop-nav,
    .main-nav {
        display: none;
    }

    .header-btn {
        display: none;
    }


    /* ---------- MOBILE NAV ---------- */

    .mobile-nav {
        width: 100%;
        max-width: 100%;
    }

    .mobile-nav a {
        display: block;
        width: 100%;
    }


    /* ---------- HERO ---------- */

    .hero,
    .hero-slider,
    .hero-slides,
    .hero-slide {
        width: 100%;
        max-width: 100%;
    }

    .hero {
        min-height: 560px;
    }

    .hero-slide {
        min-height: 560px;
        background-position: center center;
    }

    .hero-content {
        width: 100%;
        max-width: 100%;
        padding: 110px 15px 70px;
        margin: 0;
    }

    .hero-content h1 {
        max-width: 100%;
        font-size: clamp(30px, 8vw, 44px);
        line-height: 1.12;
        overflow-wrap: anywhere;
    }

    .hero-content p {
        max-width: 100%;
        font-size: 15px;
        line-height: 1.6;
    }

    .hero-buttons {
        width: 100%;
        flex-wrap: wrap;
        gap: 10px;
    }

    .hero-buttons .btn {
        max-width: 100%;
    }

    .hero-stats {
        width: 100%;
        max-width: 100%;
        flex-wrap: wrap;
        gap: 15px;
    }

    .hero-prev,
    .hero-next {
        width: 36px;
        height: 36px;
    }


    /* ---------- SECTION HEADINGS ---------- */

    .section-heading {
        width: 100%;
        max-width: 100%;
    }

    .section-heading h2 {
        max-width: 100%;
        font-size: clamp(27px, 7vw, 38px);
        line-height: 1.2;
        overflow-wrap: anywhere;
    }

    .section-heading p {
        max-width: 100%;
        font-size: 14px;
        line-height: 1.6;
    }


    /* ---------- PLANS ---------- */

    .plans-tabs {
        width: 100%;
        max-width: 100%;
        display: flex;
        flex-wrap: wrap;
        justify-content: center;
        gap: 8px;
    }

    .plans-tabs .plan-tab {
        flex: 0 1 auto;
        max-width: 100%;
    }

    .plans-grid {
        width: 100%;
        max-width: 100%;
        grid-template-columns: 1fr;
        gap: 18px;
    }

    .plan-card {
        width: 100%;
        min-width: 0;
        max-width: 100%;
    }


    /* ---------- SERVICES ---------- */

    .service-grid,
    .services-grid {
        width: 100%;
        max-width: 100%;
        grid-template-columns: 1fr;
        gap: 18px;
    }

    .service-card {
        width: 100%;
        min-width: 0;
    }


    /* ---------- TRUST / WHY SECTION ---------- */

    .trust-layout,
    .trust-grid,
    .why-grid {
        width: 100%;
        max-width: 100%;
        grid-template-columns: 1fr;
    }

    .trust-content,
    .advisor-content,
    .why-content {
        min-width: 0;
        width: 100%;
    }


    /* ---------- CALCULATOR ---------- */

    .calculator-card,
    .selector-card {
        width: 100%;
        max-width: 100%;
        min-width: 0;
    }

    .calculator-grid {
        grid-template-columns: 1fr;
    }


    /* ---------- REVIEWS ---------- */

    .rating-overview {
        width: 100%;
        max-width: 100%;
        grid-template-columns: 1fr;
    }

    .overall-rating,
    .rating-bars {
        min-width: 0;
        width: 100%;
    }

    .review-grid,
    .reviews-grid {
        grid-template-columns: 1fr;
    }

    .review-card,
    .testimonial {
        width: 100%;
        min-width: 0;
    }


    /* ---------- INSTAGRAM ---------- */

    .instagram-feed {
        width: 100%;
        max-width: 100%;
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 12px;
    }

    .instagram-card {
        width: 100%;
        min-width: 0;
    }


    /* ---------- CONTACT ---------- */

    .contact-grid,
    .contact-layout {
        grid-template-columns: 1fr;
    }

    .contact-box {
        width: 100%;
        min-width: 0;
    }

    .contact-box p,
    .contact-box a {
        overflow-wrap: anywhere;
    }


    /* ---------- BUTTONS ---------- */

    .btn {
        max-width: 100%;
        white-space: normal;
    }


    /* ---------- FLOATING BUTTONS ---------- */

    .floating-actions {
        right: 10px;
        bottom: 15px;
    }

    .floating-actions a span {
        display: none;
    }

    .chatbot-button {
        right: 10px;
        bottom: 15px;
        width: 48px;
        height: 48px;
        padding: 0;
        justify-content: center;
    }

    .chatbot-button span {
        display: none;
    }

}


/* =========================================================
   SMALL PHONES
========================================================= */

@media (max-width: 480px) {

    .container {
        width: calc(100% - 24px);
    }

    .header-inner,
    .main-header .header-inner {
        padding-left: 12px;
        padding-right: 12px;
    }

    .brand-text strong,
    .brand-name strong {
        font-size: 14px;
    }

    .brand-text small,
    .brand-name small {
        font-size: 10px;
    }

    .hero,
    .hero-slide {
        min-height: 520px;
    }

    .hero-content {
        padding: 95px 12px 55px;
    }

    .hero-content h1 {
        font-size: 30px;
    }

    .hero-content p {
        font-size: 13px;
    }

    .hero-buttons {
        flex-direction: column;
        align-items: stretch;
    }

    .hero-buttons .btn {
        width: 100%;
    }

    .hero-stats {
        gap: 10px;
    }

    .plans-tabs .plan-tab {
        width: calc(50% - 5px);
    }

    .instagram-feed {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 9px;
    }

}


/* =========================================================
   VERY SMALL PHONES
========================================================= */

@media (max-width: 360px) {

    .container {
        width: calc(100% - 20px);
    }

    .hero-content h1 {
        font-size: 27px;
    }

    .section-heading h2 {
        font-size: 25px;
    }

    .plans-tabs .plan-tab {
        width: 100%;
    }

}
/* =========================================================
   CUSTOMER REVIEWS
   DESKTOP = HIGHLIGHT
   MOBILE = NORMAL / NO HIGHLIGHT
========================================================= */

/* Desktop */
@media (min-width: 769px) {

    #reviews {
        position: relative;
        z-index: 1;
        padding: 80px 0;
        background: #f5f8fc;
        border-top: 1px solid rgba(0, 70, 140, 0.08);
        border-bottom: 1px solid rgba(0, 70, 140, 0.08);
    }

    #reviews .section-heading {
        text-align: center;
        margin-bottom: 45px;
    }

    #reviews .review-card {
        transition: transform 0.3s ease, box-shadow 0.3s ease;
    }

    #reviews .review-card:hover {
        transform: translateY(-6px);
        box-shadow: 0 18px 40px rgba(0, 40, 90, 0.12);
    }
}


/* =========================================================
   MOBILE
   Reviews section ko highlight nahi karna
========================================================= */

@media (max-width: 768px) {

    #reviews {
        padding: 45px 15px !important;
        background: transparent !important;
        border: none !important;
        box-shadow: none !important;
    }

    #reviews .section-heading {
        text-align: center;
        margin-bottom: 25px;
    }

    #reviews .review-card {
        transform: none !important;
        box-shadow: none !important;
    }

}
@media (max-width: 768px) {
    #reviews {
        display: none !important;
    }
}

/* =========================================================
   END
   ========================================================= */