/* =====================================================
   RESET
===================================================== */

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: Arial, Helvetica, sans-serif;
    background: #f5f7fa;
    color: #19324b;
    line-height: 1.5;
}

a {
    text-decoration: none;
    color: inherit;
}

button,
input {
    font-family: inherit;
}

img {
    max-width: 100%;
    display: block;
}

.container {
    width: 92%;
    max-width: 1200px;
    margin: auto;
}


/* =====================================================
   TOP BAR
===================================================== */

.top-bar {
    background: #052c55;
    color: #dbe7f2;
    font-size: 11px;
}

.top-bar-inner {
    min-height: 35px;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.top-left,
.top-right {
    display: flex;
    align-items: center;
    gap: 10px;
}

.top-line {
    width: 1px;
    height: 12px;
    background: rgba(255,255,255,.25);
}

.top-right a,
.top-right button {
    color: #fff;
    background: none;
    border: 0;
    cursor: pointer;
    font-size: 11px;
}

.top-right a:hover,
.top-right button:hover {
    color: #dfb744;
}


/* =====================================================
   HEADER
===================================================== */

.main-header {
    position: sticky;
    top: 0;
    z-index: 1000;
    background: rgba(255,255,255,.98);
    border-bottom: 1px solid #e4eaf0;
    box-shadow: 0 3px 18px rgba(0,40,80,.07);
}

.header-inner {
    min-height: 82px;
    display: flex;
    align-items: center;
    gap: 22px;
}

.brand {
    display: flex;
    align-items: center;
    gap: 9px;
    flex-shrink: 0;
}

.lic-logo {
    width: 57px;
    height: 57px;
}

.lic-logo img {
    width: 100%;
    height: 100%;
    object-fit: contain;
}

.brand-divider {
    width: 1px;
    height: 42px;
    background: #dfe5eb;
}

.ms-logo {
    width: 48px;
    height: 48px;
    display: grid;
    place-items: center;
    border-radius: 50%;
    background: #063b78;
    color: #fff;
    border: 3px solid #d6aa35;
    font-weight: 900;
    font-size: 13px;
}

.brand-text strong {
    display: block;
    color: #063b78;
    font-size: 18px;
    letter-spacing: .3px;
}

.brand-text small {
    display: block;
    margin-top: 2px;
    color: #78899b;
    font-size: 9px;
}


/* =====================================================
   NAVIGATION
===================================================== */

.main-nav {
    display: flex;
    align-items: center;
    gap: 22px;
    margin-left: auto;
}

.main-nav a {
    position: relative;
    color: #344b63;
    font-size: 12px;
    font-weight: 700;
    padding: 30px 0;
    white-space: nowrap;
}

.main-nav a:hover,
.main-nav a.active {
    color: #063b78;
}

.main-nav a.active::after {
    content: "";
    position: absolute;
    left: 0;
    right: 0;
    bottom: 21px;
    height: 2px;
    background: #d6aa35;
}

.header-action {
    padding: 11px 16px;
    background: #063b78;
    color: #fff;
    font-size: 11px;
    font-weight: 800;
    white-space: nowrap;
    transition: .25s;
}

.header-action:hover {
    background: #d6aa35;
    color: #062d55;
}

.mobile-menu {
    display: none;
    width: 42px;
    height: 42px;
    margin-left: auto;
    border: 1px solid #dce4ec;
    background: #fff;
    color: #063b78;
    font-size: 20px;
    cursor: pointer;
}

.mobile-nav {
    display: none;
    background: #fff;
    border-top: 1px solid #edf1f5;
}

.mobile-nav a {
    display: block;
    padding: 14px 5%;
    border-bottom: 1px solid #edf1f5;
    color: #233c55;
    font-size: 13px;
    font-weight: 700;
}

.mobile-nav.open {
    display: block;
}


/* =====================================================
   SEARCH
===================================================== */

.search-section {
    padding: 20px 0;
    background: #f1f5f9;
}

.search-box {
    max-width: 650px;
    margin: auto;
    height: 50px;
    display: flex;
    align-items: center;
    background: #fff;
    border: 1px solid #dce5ed;
    box-shadow: 0 5px 20px rgba(0,40,80,.05);
}

.search-icon {
    padding-left: 17px;
    font-size: 16px;
}

.search-box input {
    flex: 1;
    height: 100%;
    padding: 0 12px;
    border: 0;
    outline: 0;
    color: #233b55;
    font-size: 13px;
}

.search-box button {
    height: 100%;
    padding: 0 18px;
    border: 0;
    background: #063b78;
    color: #fff;
    cursor: pointer;
    font-size: 11px;
}

.search-box button:hover {
    background: #d6aa35;
    color: #062d55;
}


/* =====================================================
   HERO
===================================================== */

.plans-hero {
    position: relative;
    min-height: 460px;
    display: flex;
    align-items: center;
    overflow: hidden;

    background-image:
        linear-gradient(
            90deg,
            rgba(3,39,75,.88) 0%,
            rgba(3,63,112,.55) 52%,
            rgba(3,63,112,.16) 100%
        ),
        url("images/insurance-family.jpg");

    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
}

/* HTML me existing lic main.png ko hide karne ke liye */
.plans-hero .hero-bg-image {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
    object-fit: cover;
    z-index: 0;
    opacity: 0;
}

.hero-overlay {
    position: absolute;
    inset: 0;
    z-index: 1;
    background:
        radial-gradient(
            circle at 85% 25%,
            rgba(214,170,53,.16),
            transparent 30%
        );
}

.hero-inner {
    position: relative;
    z-index: 2;
}

.hero-content {
    max-width: 720px;
    padding: 85px 0;
}

.hero-label {
    color: #dfb744;
    font-size: 10px;
    font-weight: 800;
    letter-spacing: 3px;
}

.hero-content h1 {
    margin-top: 14px;
    color: #fff;
    font-size: clamp(40px,6vw,67px);
    line-height: 1.02;
    font-weight: 500;
}

.hero-content h1 span {
    color: #dfb744;
    font-weight: 800;
}

.hero-content p {
    max-width: 610px;
    margin-top: 22px;
    color: #d8e6f2;
    font-size: 15px;
    line-height: 1.8;
}

.hero-buttons {
    display: flex;
    gap: 12px;
    margin-top: 30px;
}

.primary-btn,
.secondary-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding: 13px 21px;
    font-size: 11px;
    font-weight: 800;
    transition: .25s;
}

.primary-btn {
    background: #d6aa35;
    color: #062d55;
}

.secondary-btn {
    border: 1px solid rgba(255,255,255,.45);
    color: #fff;
}

.primary-btn:hover,
.secondary-btn:hover {
    transform: translateY(-3px);
}


/* =====================================================
   SECTION HEADING
===================================================== */

.intro-section {
    padding: 80px 0 40px;
    background: #fff;
}

.section-heading {
    max-width: 730px;
    margin: auto;
    text-align: center;
}

.heading-label {
    color: #b48720;
    font-size: 10px;
    font-weight: 800;
    letter-spacing: 2.5px;
}

.section-heading h2 {
    margin-top: 12px;
    color: #063b78;
    font-size: clamp(30px,4vw,43px);
    line-height: 1.15;
}

.section-heading h2 span {
    color: #b48720;
}

.section-heading p {
    margin-top: 16px;
    color: #718096;
    font-size: 14px;
}


/* =====================================================
   CATEGORIES
===================================================== */

.categories-section {
    padding: 35px 0 90px;
    background: #fff;
}

.category-grid {
    display: grid;
    grid-template-columns: repeat(3,1fr);
    gap: 24px;
}

.plan-card {
    position: relative;
    background: #fff;
    border: 1px solid #e1e8ef;
    overflow: hidden;
    transition:
        transform .3s,
        box-shadow .3s,
        border-color .3s;
}

.plan-card:hover {
    transform: translateY(-8px);
    border-color: #d6aa35;
    box-shadow:
        0 20px 45px rgba(0,42,82,.13);
}


/* =====================================================
   PLAN IMAGE
===================================================== */

.plan-image {
    position: relative;
    height: 220px;
    overflow: hidden;
    background: #dce6ef;
}

.plan-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform .6s ease;
}

.plan-card:hover .plan-image img {
    transform: scale(1.08);
}

.image-overlay {
    position: absolute;
    inset: 0;
    background:
        linear-gradient(
            180deg,
            transparent 35%,
            rgba(3,35,67,.72)
        );
}

.plan-number {
    position: absolute;
    top: 15px;
    right: 17px;
    color: rgba(255,255,255,.8);
    font-size: 26px;
    font-weight: 900;
}

.plan-tag {
    position: absolute;
    left: 17px;
    bottom: 15px;
    padding: 6px 9px;
    background: #d6aa35;
    color: #062d55;
    font-size: 9px;
    font-weight: 900;
    letter-spacing: 1px;
}


/* =====================================================
   PLAN CONTENT
===================================================== */

.plan-content {
    padding: 24px;
}

.plan-content h3 {
    color: #063b78;
    font-size: 20px;
}

.plan-content p {
    min-height: 60px;
    margin-top: 10px;
    color: #718096;
    font-size: 12.5px;
    line-height: 1.7;
}

.view-plan {
    display: inline-flex;
    align-items: center;
    gap: 9px;
    margin-top: 16px;
    color: #063b78;
    font-size: 11px;
    font-weight: 900;
    transition: .25s;
}

.view-plan:hover {
    color: #b48720;
}

.view-plan span {
    transition: .25s;
}

.view-plan:hover span {
    transform: translateX(5px);
}


/* =====================================================
   CUSTOM PLAN BANNER
===================================================== */

.template-banner {
    position: relative;
    height: 200px;
    padding: 20px;
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: flex-start;
    border-bottom: 3px solid #f39c12;
    overflow: hidden;
}

.template-banner::before {
    content: "";
    position: absolute;
    width: 180px;
    height: 180px;
    right: -60px;
    top: -70px;
    border-radius: 50%;
    border: 1px solid rgba(255,255,255,.15);
}

.banner-badge {
    position: relative;
    z-index: 2;
    background: linear-gradient(45deg,#d4af37,#f39c12);
    color: #0b132b;
    font-size: .65rem;
    font-weight: 800;
    padding: 4px 10px;
    border-radius: 20px;
    letter-spacing: 1px;
    margin-bottom: 10px;
}

.banner-icon-wrap {
    position: relative;
    z-index: 2;
    font-size: 2.2rem;
    color: #f1c40f;
    margin-bottom: 6px;
    text-shadow: 0 0 10px rgba(241,196,15,.4);
    transition: transform .3s ease;
}

.plan-card:hover .banner-icon-wrap {
    transform: scale(1.15) translateY(-2px);
}

.banner-text {
    position: relative;
    z-index: 2;
}

.banner-text span {
    display: block;
    color: #b8c6db;
    font-size: .75rem;
    font-weight: 500;
}

.banner-text h4 {
    color: #fff;
    font-size: 1.25rem;
    font-weight: 700;
    margin: 0;
}

.life-theme {
    background: linear-gradient(135deg,#0a192f,#112240,#004e92);
}

.child-theme {
    background: linear-gradient(135deg,#1e3c72,#2a5298);
}

.pension-theme {
    background: linear-gradient(135deg,#000428,#004e92);
}

.health-theme {
    background: linear-gradient(135deg,#0d3b66,#0077b6);
}

.term-theme {
    background: linear-gradient(135deg,#141e30,#243b55);
}

.savings-theme {
    background: linear-gradient(135deg,#004d40,#00796b);
}

.invest-theme {
    background: linear-gradient(135deg,#1a237e,#311b92);
}


/* =====================================================
   NO RESULT
===================================================== */

.no-result {
    display: none;
    padding: 60px 20px;
    text-align: center;
    color: #718096;
}

.no-result div {
    font-size: 30px;
}

.no-result h3 {
    margin-top: 10px;
    color: #063b78;
}


/* =====================================================
   WHY SECTION
===================================================== */

.why-section {
    padding: 90px 0;
    background: #f3f6f9;
}

.why-layout {
    display: grid;
    grid-template-columns: 1.2fr .8fr;
    gap: 70px;
    align-items: center;
}

.why-content h2 {
    margin-top: 12px;
    color: #063b78;
    font-size: 43px;
    line-height: 1.1;
}

.why-content h2 span {
    color: #b48720;
}

.why-content > p {
    max-width: 650px;
    margin-top: 17px;
    color: #718096;
    font-size: 14px;
    line-height: 1.8;
}

.why-points {
    margin-top: 30px;
    display: grid;
    gap: 20px;
}

.why-point {
    display: flex;
    gap: 15px;
}

.why-icon {
    width: 37px;
    height: 37px;
    flex-shrink: 0;
    display: grid;
    place-items: center;
    background: #063b78;
    color: #fff;
    font-weight: 900;
}

.why-point strong {
    color: #183650;
    font-size: 14px;
}

.why-point p {
    margin-top: 4px;
    color: #718096;
    font-size: 11px;
}


/* =====================================================
   ADVISOR CARD
===================================================== */

.advisor-card {
    padding: 38px;
    background:
        linear-gradient(
            145deg,
            #063b78,
            #074f88
        );
    color: #fff;
    box-shadow: 0 18px 40px rgba(0,40,80,.15);
}

.advisor-small {
    color: #dfb744;
    font-size: 9px;
    font-weight: 900;
    letter-spacing: 2px;
}

.advisor-card h3 {
    margin-top: 12px;
    font-size: 27px;
    line-height: 1.2;
}

.advisor-card > p {
    margin-top: 12px;
    color: #cbdceb;
    font-size: 12px;
    line-height: 1.7;
}

.advisor-buttons {
    display: flex;
    gap: 10px;
    margin-top: 25px;
}

.call-btn,
.whatsapp-btn,
.advisor-buttons .float-whatsapp {
    min-height: 44px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 12px 15px;
    font-size: 11px;
    font-weight: 800;
}

.call-btn {
    background: #d6aa35;
    color: #062d55;
}

.whatsapp-btn,
.advisor-buttons .float-whatsapp {
    border: 1px solid rgba(255,255,255,.4);
    background: transparent;
    color: #fff;
}

.advisor-buttons .float-whatsapp:hover {
    background: #25d366;
    border-color: #25d366;
}


/* =====================================================
   NEW: TRUST / STATS SECTION
===================================================== */

.plan-stats-section {
    padding: 75px 0;
    background: #fff;
}

.plan-stats-grid {
    display: grid;
    grid-template-columns: repeat(4,1fr);
    gap: 18px;
}

.plan-stat {
    padding: 28px 20px;
    text-align: center;
    background: #f7f9fb;
    border: 1px solid #e1e8ef;
    transition: .3s;
}

.plan-stat:hover {
    transform: translateY(-5px);
    border-color: #d6aa35;
    box-shadow: 0 15px 30px rgba(0,40,80,.08);
}

.plan-stat-icon {
    width: 48px;
    height: 48px;
    margin: auto;
    display: grid;
    place-items: center;
    border-radius: 50%;
    background: #063b78;
    color: #d6aa35;
    font-size: 19px;
}

.plan-stat strong {
    display: block;
    margin-top: 15px;
    color: #063b78;
    font-size: 27px;
}

.plan-stat span {
    display: block;
    margin-top: 5px;
    color: #718096;
    font-size: 11px;
}


/* =====================================================
   NEW: PROTECTION SECTION
===================================================== */

.protection-section {
    padding: 90px 0;
    background: #f3f6f9;
}

.protection-grid {
    display: grid;
    grid-template-columns: repeat(3,1fr);
    gap: 22px;
    margin-top: 45px;
}

.protection-card {
    padding: 32px;
    background: #fff;
    border: 1px solid #e1e8ef;
    transition: .3s;
}

.protection-card:hover {
    transform: translateY(-7px);
    border-color: #d6aa35;
    box-shadow: 0 18px 35px rgba(0,40,80,.09);
}

.protection-icon {
    width: 50px;
    height: 50px;
    display: grid;
    place-items: center;
    background: #063b78;
    color: #d6aa35;
    font-size: 21px;
}

.protection-card h3 {
    margin-top: 18px;
    color: #063b78;
    font-size: 19px;
}

.protection-card p {
    margin-top: 9px;
    color: #718096;
    font-size: 12px;
    line-height: 1.8;
}


/* =====================================================
   NEW: VISITING CARD SECTION
===================================================== */

.visiting-card-section {
    padding: 90px 0;
    background: #fff;
}

.visiting-card-layout {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 55px;
    align-items: center;
}

.visiting-heading .heading-label {
    text-align: left;
}

.visiting-heading h2 {
    margin-top: 12px;
    color: #063b78;
    font-size: 40px;
    line-height: 1.15;
}

.visiting-heading h2 span {
    color: #b48720;
}

.visiting-heading p {
    max-width: 520px;
    margin-top: 15px;
    color: #718096;
    font-size: 13px;
    line-height: 1.8;
}

.visiting-details {
    margin-top: 25px;
    display: grid;
    gap: 11px;
}

.visiting-detail {
    display: flex;
    align-items: center;
    gap: 12px;
    color: #344b63;
    font-size: 12px;
    font-weight: 700;
}

.visiting-detail-icon {
    width: 34px;
    height: 34px;
    display: grid;
    place-items: center;
    background: #063b78;
    color: #d6aa35;
    border-radius: 50%;
}


/* VISITING CARD */

.visiting-card-wrap {
    perspective: 1000px;
}

.visiting-card {
    position: relative;
    min-height: 300px;
    padding: 35px;
    overflow: hidden;
    border-radius: 18px;
    background:
        linear-gradient(
            135deg,
            #031b36,
            #063b78 55%,
            #07538b
        );
    color: #fff;
    box-shadow:
        0 25px 55px rgba(0,35,70,.22);
    transition: .4s;
}

.visiting-card:hover {
    transform: translateY(-8px) rotateX(2deg);
    box-shadow:
        0 30px 65px rgba(0,35,70,.28);
}

.visiting-card::before {
    content: "";
    position: absolute;
    width: 280px;
    height: 280px;
    right: -100px;
    top: -120px;
    border-radius: 50%;
    border: 1px solid rgba(214,170,53,.35);
}

.visiting-card::after {
    content: "";
    position: absolute;
    width: 180px;
    height: 180px;
    right: -80px;
    bottom: -100px;
    border-radius: 50%;
    background: rgba(214,170,53,.08);
}

.visiting-top {
    position: relative;
    z-index: 2;
    display: flex;
    align-items: center;
    gap: 14px;
}

.visiting-lic {
    width: 55px;
    height: 55px;
    padding: 5px;
    border-radius: 8px;
    background: #fff;
}

.visiting-lic img {
    width: 100%;
    height: 100%;
    object-fit: contain;
}

.visiting-ms {
    width: 48px;
    height: 48px;
    display: grid;
    place-items: center;
    border-radius: 50%;
    background: #063b78;
    border: 2px solid #d6aa35;
    color: #fff;
    font-size: 12px;
    font-weight: 900;
}

.visiting-brand strong {
    display: block;
    color: #fff;
    font-size: 20px;
    letter-spacing: .5px;
}

.visiting-brand span {
    display: block;
    margin-top: 3px;
    color: #d6aa35;
    font-size: 9px;
    letter-spacing: 1px;
    font-weight: 800;
}

.visiting-card-main {
    position: relative;
    z-index: 2;
    margin-top: 35px;
}

.visiting-card-main h3 {
    color: #fff;
    font-size: 26px;
}

.visiting-card-main p {
    margin-top: 5px;
    color: #bcd0e2;
    font-size: 11px;
}

.visiting-contact {
    position: relative;
    z-index: 2;
    margin-top: 24px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px;
}

.visiting-contact-item {
    color: #dbe7f2;
    font-size: 10px;
}

.visiting-contact-item strong {
    display: block;
    color: #d6aa35;
    margin-bottom: 3px;
    font-size: 8px;
    letter-spacing: 1px;
}

.visiting-card-bottom {
    position: absolute;
    right: 30px;
    bottom: 25px;
    color: rgba(255,255,255,.4);
    font-size: 8px;
    letter-spacing: 2px;
}


/* =====================================================
   NEW: QUICK HELP SECTION
===================================================== */

.quick-help-section {
    padding: 75px 0;
    background: #f3f6f9;
}

.quick-help-grid {
    display: grid;
    grid-template-columns: repeat(3,1fr);
    gap: 20px;
    margin-top: 40px;
}

.quick-help-card {
    padding: 28px;
    background: #fff;
    border: 1px solid #e0e7ee;
    text-align: center;
    transition: .3s;
}

.quick-help-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 15px 35px rgba(0,40,80,.08);
    border-color: #d6aa35;
}

.quick-help-card i {
    width: 55px;
    height: 55px;
    margin: auto;
    display: grid;
    place-items: center;
    border-radius: 50%;
    background: #063b78;
    color: #d6aa35;
    font-size: 21px;
}

.quick-help-card h3 {
    margin-top: 16px;
    color: #063b78;
    font-size: 18px;
}

.quick-help-card p {
    margin-top: 8px;
    color: #718096;
    font-size: 11px;
    line-height: 1.7;
}


/* =====================================================
   FINAL CTA
===================================================== */

.final-cta {
    padding: 75px 0;
    background: #fff;
}

.cta-inner {
    padding: 45px 50px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 30px;
    background:
        linear-gradient(
            110deg,
            #063b78,
            #07538c
        );
}

.cta-label {
    color: #dfb744;
    font-size: 9px;
    font-weight: 900;
    letter-spacing: 2px;
}

.cta-inner h2 {
    margin-top: 8px;
    color: #fff;
    font-size: 29px;
}

.cta-inner p {
    margin-top: 7px;
    color: #cddcea;
    font-size: 12px;
}

.cta-button {
    padding: 13px 20px;
    background: #fff;
    color: #063b78;
    font-size: 11px;
    font-weight: 900;
    white-space: nowrap;
}

.cta-button:hover {
    background: #d6aa35;
}


/* =====================================================
   FOOTER
===================================================== */

.footer {
    padding: 55px 0 0;
    background: #031f3b;
    color: #aebdcb;
}

.footer-grid {
    display: grid;
    grid-template-columns: 1.5fr 1fr 1fr 1fr;
    gap: 40px;
}

.footer-brand strong {
    color: #fff;
    font-size: 17px;
}

.footer-brand p {
    margin-top: 5px;
    font-size: 10px;
}

.footer-description {
    max-width: 220px;
    margin-top: 15px !important;
    line-height: 1.7;
}

.footer-links,
.footer-contact {
    display: flex;
    flex-direction: column;
    gap: 9px;
}

.footer-links strong,
.footer-contact strong {
    margin-bottom: 5px;
    color: #fff;
    font-size: 12px;
}

.footer-links a,
.footer-contact p {
    color: #aebdcb;
    font-size: 10px;
}

.footer-links a:hover {
    color: #dfb744;
}

.footer-bottom {
    margin-top: 45px;
    padding: 18px 0;
    display: flex;
    justify-content: space-between;
    gap: 20px;
    border-top: 1px solid rgba(255,255,255,.1);
    font-size: 9px;
}


/* =====================================================
   FLOATING CONTACT
===================================================== */

.floating-contact {
    position: fixed !important;
    right: 22px !important;
    bottom: 22px !important;
    width: auto !important;
    height: auto !important;
    display: flex !important;
    flex-direction: column !important;
    align-items: flex-end !important;
    gap: 12px !important;
    z-index: 999999 !important;
    margin: 0 !important;
    padding: 0 !important;
}


/* WHATSAPP */

.floating-contact .float-whatsapp {
    width: 205px !important;
    height: 58px !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    flex-direction: row !important;
    gap: 10px !important;
    padding: 0 22px !important;
    background: #25d366 !important;
    color: #fff !important;
    border: none !important;
    border-radius: 30px !important;
    text-decoration: none !important;
    font-size: 15px !important;
    font-weight: 700 !important;
    box-shadow: 0 8px 24px rgba(0,0,0,.18) !important;
    transition: .25s !important;
}

.floating-contact .float-whatsapp svg {
    width: 30px !important;
    height: 30px !important;
    min-width: 30px !important;
    fill: #fff !important;
}

.floating-contact .float-whatsapp span {
    color: #fff !important;
    white-space: nowrap !important;
}

.floating-contact .float-whatsapp:hover {
    background: #1ebe5d !important;
    transform: translateY(-3px) !important;
}


/* CALL */

.floating-contact .float-call {
    width: 58px !important;
    height: 58px !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    background: #063b78 !important;
    color: #fff !important;
    border: none !important;
    border-radius: 50% !important;
    text-decoration: none !important;
    box-shadow: 0 8px 24px rgba(0,0,0,.18) !important;
    transition: .25s !important;
}

.floating-contact .float-call span {
    color: #fff !important;
    font-size: 23px !important;
    line-height: 1 !important;
}

.floating-contact .float-call:hover {
    background: #07539c !important;
    transform: translateY(-3px) !important;
}


/* =====================================================
   TABLET
===================================================== */

@media (max-width: 1050px) {

    .main-nav {
        gap: 14px;
    }

    .main-nav a {
        font-size: 10px;
    }

    .header-action {
        padding: 10px 12px;
    }

    .category-grid {
        grid-template-columns: repeat(2,1fr);
    }

    .why-layout {
        gap: 40px;
    }

    .plan-stats-grid {
        grid-template-columns: repeat(2,1fr);
    }

    .protection-grid {
        grid-template-columns: repeat(2,1fr);
    }

    .quick-help-grid {
        grid-template-columns: repeat(2,1fr);
    }
}


/* =====================================================
   MOBILE
===================================================== */

@media (max-width: 760px) {

    .top-bar-inner {
        min-height: 31px;
    }

    .top-left span:first-child,
    .top-line {
        display: none;
    }

    .main-nav,
    .header-action {
        display: none;
    }

    .mobile-menu {
        display: block;
    }

    .header-inner {
        min-height: 70px;
    }

    .lic-logo {
        width: 45px;
        height: 45px;
    }

    .brand-divider {
        height: 34px;
    }

    .ms-logo {
        width: 40px;
        height: 40px;
        font-size: 11px;
    }

    .brand-text strong {
        font-size: 13px;
    }

    .brand-text small {
        font-size: 8px;
    }


    /* SEARCH */

    .search-section {
        padding: 14px 0;
    }

    .search-box {
        height: 46px;
    }


    /* HERO */

    .plans-hero {
        min-height: 390px;
    }

    .hero-content {
        padding: 60px 0;
    }

    .hero-content h1 {
        font-size: 40px;
    }

    .hero-content p {
        font-size: 13px;
    }

    .hero-buttons {
        flex-direction: column;
    }

    .primary-btn,
    .secondary-btn {
        width: 100%;
    }


    /* INTRO */

    .intro-section {
        padding: 60px 0 30px;
    }

    .section-heading h2 {
        font-size: 31px;
    }


    /* CARDS */

    .categories-section {
        padding: 30px 0 65px;
    }

    .category-grid {
        grid-template-columns: 1fr;
        gap: 17px;
    }

    .plan-image {
        height: 220px;
    }


    /* WHY */

    .why-section {
        padding: 65px 0;
    }

    .why-layout {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .why-content h2 {
        font-size: 34px;
    }

    .advisor-card {
        padding: 30px 24px;
    }

    .advisor-buttons {
        display: grid;
        grid-template-columns: 1fr;
    }


    /* STATS */

    .plan-stats-section {
        padding: 60px 0;
    }

    .plan-stats-grid {
        grid-template-columns: 1fr 1fr;
        gap: 12px;
    }

    .plan-stat {
        padding: 22px 12px;
    }

    .plan-stat strong {
        font-size: 23px;
    }


    /* PROTECTION */

    .protection-section {
        padding: 65px 0;
    }

    .protection-grid {
        grid-template-columns: 1fr;
        margin-top: 30px;
    }


    /* VISITING CARD */

    .visiting-card-section {
        padding: 65px 0;
    }

    .visiting-card-layout {
        grid-template-columns: 1fr;
        gap: 35px;
    }

    .visiting-heading h2 {
        font-size: 32px;
    }

    .visiting-card {
        min-height: 330px;
        padding: 25px;
    }

    .visiting-contact {
        grid-template-columns: 1fr;
    }


    /* QUICK HELP */

    .quick-help-section {
        padding: 60px 0;
    }

    .quick-help-grid {
        grid-template-columns: 1fr;
    }


    /* CTA */

    .final-cta {
        padding: 55px 0;
    }

    .cta-inner {
        flex-direction: column;
        align-items: flex-start;
        padding: 35px 25px;
    }

    .cta-button {
        width: 100%;
        text-align: center;
    }


    /* FOOTER */

    .footer-grid {
        grid-template-columns: 1fr 1fr;
        gap: 30px;
    }

    .footer-bottom {
        flex-direction: column;
        align-items: flex-start;
    }


    /* FLOATING */

    .floating-contact {
        right: 14px !important;
        bottom: 14px !important;
        gap: 10px !important;
    }

    .floating-contact .float-whatsapp {
        width: 180px !important;
        height: 52px !important;
        padding: 0 18px !important;
        border-radius: 27px !important;
        font-size: 13px !important;
    }

    .floating-contact .float-whatsapp svg {
        width: 27px !important;
        height: 27px !important;
        min-width: 27px !important;
    }

    .floating-contact .float-whatsapp span {
        font-size: 13px !important;
    }

    .floating-contact .float-call {
        width: 52px !important;
        height: 52px !important;
    }

    .floating-contact .float-call span {
        font-size: 21px !important;
    }
}


/* =====================================================
   SMALL MOBILE
===================================================== */

@media (max-width: 430px) {

    .top-right {
        margin-left: auto;
    }

    .brand-text {
        display: none;
    }

    .hero-content h1 {
        font-size: 35px;
    }

    .plan-content {
        padding: 20px;
    }

    .footer-grid {
        grid-template-columns: 1fr;
    }

    .plan-stats-grid {
        grid-template-columns: 1fr;
    }

    .visiting-card {
        min-height: 360px;
        padding: 22px;
        border-radius: 14px;
    }

    .visiting-top {
        gap: 9px;
    }

    .visiting-lic {
        width: 45px;
        height: 45px;
    }

    .visiting-ms {
        width: 40px;
        height: 40px;
        font-size: 10px;
    }

    .visiting-brand strong {
        font-size: 16px;
    }

    .visiting-card-main h3 {
        font-size: 22px;
    }

    .floating-contact {
        right: 12px !important;
        bottom: 12px !important;
    }

    .floating-contact .float-whatsapp {
        width: 165px !important;
        height: 50px !important;
        padding: 0 16px !important;
    }

    .floating-contact .float-whatsapp svg {
        width: 25px !important;
        height: 25px !important;
        min-width: 25px !important;
    }

    .floating-contact .float-whatsapp span {
        font-size: 12px !important;
    }

    .floating-contact .float-call {
        width: 50px !important;
        height: 50px !important;
    }
}

/* =====================================================
   FINAL MOBILE MENU FIX
   Put at the END so it overrides earlier rules.
===================================================== */

.main-header {
    position: relative;
}

.mobile-menu {
    display: none;
    width: 44px;
    height: 44px;
    padding: 0;
    margin-left: auto;
    border: 1px solid #dce4ec;
    border-radius: 8px;
    background: #ffffff;
    color: #063b78;
    font-size: 24px;
    line-height: 1;
    cursor: pointer;
    align-items: center;
    justify-content: center;
    position: relative;
    z-index: 10001;
}

.mobile-nav {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    width: 100%;
    box-sizing: border-box;
    flex-direction: column;
    background: #ffffff;
    border-top: 1px solid #edf1f5;
    box-shadow: 0 12px 30px rgba(0, 35, 70, 0.14);
    z-index: 10000;
}

.mobile-nav.open {
    display: flex !important;
}

.mobile-nav a {
    display: block;
    width: 100%;
    box-sizing: border-box;
    padding: 16px 22px;
    color: #233c55;
    background: #ffffff;
    border-bottom: 1px solid #edf1f5;
    text-decoration: none;
    font-size: 13px;
    font-weight: 700;
}

.mobile-nav a:hover {
    background: #f5f7fa;
    color: #063b78;
}

@media (max-width: 1000px) {
    .main-nav,
    .header-action {
        display: none !important;
    }

    .mobile-menu {
        display: flex !important;
    }
}

@media (max-width: 760px) {
    .mobile-menu {
        display: flex !important;
    }

    .mobile-nav a {
        padding: 15px 20px;
        font-size: 13px;
    }
}

@media (min-width: 1001px) {
    .mobile-menu,
    .mobile-nav {
        display: none !important;
    }
}

/* =====================================================
   DEFINITIVE MOBILE MENU FIX
===================================================== */
.mobile-menu {
    display: none;
    width: 44px;
    height: 44px;
    padding: 0;
    margin-left: auto;
    border: 1px solid #dce4ec;
    border-radius: 8px;
    background: #fff;
    color: #063b78;
    font-size: 24px;
    line-height: 1;
    cursor: pointer;
    align-items: center;
    justify-content: center;
    position: relative;
    z-index: 10002;
    -webkit-tap-highlight-color: transparent;
}
.mobile-nav {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    width: 100%;
    flex-direction: column;
    background: #fff;
    border-top: 1px solid #edf1f5;
    box-shadow: 0 12px 30px rgba(0,35,70,.14);
    z-index: 10001;
}
.mobile-nav.open { display: flex !important; }
@media (max-width: 760px) {
    .main-nav, .header-action { display: none !important; }
    .mobile-menu { display: flex !important; }
    .main-header { position: sticky !important; top: 0; z-index: 10000; }
    .header-inner { position: relative; z-index: 10002; }
    .mobile-nav a {
        display: block;
        width: 100%;
        padding: 16px 22px;
        border-bottom: 1px solid #edf1f5;
        color: #233c55;
        background: #fff;
        font-size: 14px;
        font-weight: 700;
    }
}
@media (min-width: 761px) {
    .mobile-nav, .mobile-menu { display: none !important; }
}