Health Insurance
Health Insurance is an insurance product to cover medical expenses and bills during medical emergencies, critical illness, planned treatments, and surgical costs of any insured individual, family, or group.
Features:
- Applicable Age – 91 days to 65 years.
- Cashless claims all over India.
- Accidental hospitalization covered from day one.
- Pre hospitalisation expenses (30- 60days) before the date of admission and Post Hospitalisation (60-90days) after the date of discharge .
- Ambulance Cover
- No Capping on room rent.
- Day Care Procedures covered
- Consumables Benefit
- Restore Benefit
- Cumulative Bonus
- OPD cover upto Rs.10,000.
- Vaccination cover upto Rs,5000
- Tax Benefit under Section 80 D.
- Free Annual Health Check Up Benefit
- Dental Treatment Cover
- Maternity cover with 2-3 years waiting period.
- First Year vaccination cover for new born.
- Pre-Existing diseases covered after 2 years.
- Briaritic Surgery Cover.
- Global Cover
- Air ambulance Cover
- Compassionate Travel Cover
- Domiciliary Treatment Cover
- Second Opinion Cover
- Hearing Aid Cover
- Organ Donor Cover
- Ayush Benefit
- Gym Membership Cover
Exclusions:
Medical Exclusions:
- Conditions related to or arising out of HIV or AIDS
- Abuse of intoxicants or hallucinogenic substances such as intoxicating drugs and alcohol
- Congenital External Diseases, defects or anomalies
Non-Medical Exclusions:
- War or any act of war, act of foreign enemy or war like operations.
- Intentional self-injury or attempted suicide while sane or insane.
- Any Insured Person attempting to commit a breach of law with criminal intent please refer to policy wordings for complete list of Benefits and Exclusions.